You've worked long and hard over many years building up the value of your company. While you now have wealth on paper, you're becoming increasingly concerned whether you will have the ability to realize the value you've accumulated in the form of current spendable cash because, as a nonpublicly traded company, you have no ready market for your stock.

Many baby boomers are finding they are not alone. Much attention has been focused recently on the problems of stockholders in private companies and their inability to enjoy the benefits of their hard work in building the business. An Employee Stock Ownership Plan (“ESOP”) may be the answer...

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